Prescription drug coverage for Medicare enrollees is often the most difficult piece to evaluate. It can also have the biggest impact on your wallet as many prescriptions can be expensive if you do not have the correct plan. Let’s take a look at the best ways to avoid penalties and save money on your drugs.
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When you are able to enroll in Medicare at 65, you will have access to fantastic medical insurance at a much better price. We as taxpayers have contributed to the pool that goes towards Medicare subscribers. Now it is your turn to take advantage of less expensive insurance with better benefits.
I reached out to a handful of brokers but most of them just wanted to sell a plan as quickly as possible and many of them didn’t have clear answers to our questions. Alexa was exactly the opposite. She was a great listener, knowledgeable on all plans, patient with my mother’s questions and provided clear, concise communication. Working with Alexa made us feel much more confident about our final decision.
At different points throughout the year, Kaci would highlight a business that she loves and wants to see flourish. She would setup a tab at that business so people could go experience that establishment on her dime. Kaci would then send her social media followers a message encouraging them to go to that restaurant or business.
When you are enrolled with your new plan HealthyMarks is still there to help you. What happens if you cannot get a prescription drug covered? Or you receive a bill that doesn’t make sense to you? We’re still your resource and we are happy to help at any point.
Mike’s business We Are Kingdom has helped Keaton spread his message to the San Diego community through the medium of video. Mike has a fantastic eye for what makes enjoyable content and how to take a scene and make it beautiful. Recently We Are Kingdom put together a new sizzle reel of their work.
Enrolling in your new Medicare plan is important. And it is important to do it right first! I have met with too many people who wish to switch Medicare plans but cannot because they failed to enroll in the right plan during their Initial Enrollment Period. To avoid this, it is vital you consult someone with expertise and knowledge about your neighborhood so you can be paired with the right plan the first time.
We really enjoy meeting face to face with our new clients, something our competition rarely does. It is important that we start a true relationship and getting to know each other is a powerful tool. We’ve found that in person meetings can eliminate a lot of confusion created by a complex enrollment process.
“I met Keaton and Alexa through my daughter Miranda a few years back and they have been nothing but helpful. I recently turned 65 yrs old and needed to make the move to Medicare. With all the medicare plans out there the HealthyMarks team made it very easy to help select the right plan for me.I am very thankful for them.”
A Co-Pay is a dollar amount that you will pay for your medical services. A Co-Insurance is a percentage amount. For example, I went to my primary care physician and had a Co-Pay of $50. I then took an x-ray and paid my Co-Insurance of 30%. So which is better? A Co-Pay is always going to be better.
Alexa and Keaton show up and just take over. They asked us some questions and we filled everything out. In twenty minutes I was signed up for Medicare, had my Supplement Insurance Plan F, and had my drugs covered. Anytime I have a question I can just call them up and they’ll answer it.
This sort of expertise is not going unnoticed. Our HealthyMarks office was recently quoted by Sonoma Valley Sun newspaper to provide context for those enrolling in a Medicare Plan.
I know it is tempting to put this decision off until a later date but it is important to understand that you are responsible for signing up during your initial enrollment period. The initial enrollment period is 7 months long, starting 3 months before your 65th birthday month and ending 3 months after. If you don’t enroll during this time you risk incurring penalties that could make your plan cost more in the future. COVID is not an excuse, you are still responsible for signing up properly.
“I was completely lost when it came to enrolling in Medicare. However, I had relied on HealthyMarks in the past for my company’s group insurance and I knew I was in great hands with their team. I feel lucky they have helped me make all the right decisions.”
For the second time in a month, HealthyMarks has been tagged in a popular journal. The costs of medical insurance and general medical care has skyrocketed in the last 10 years and everyone is attempting to find the most cost efficient ways to protect their family members and their bank accounts. HealthyMarks is always here to help you brainstorm new ideas so you can always feel safe.
Finding the right Medicare plan is important.
Enroll with a professional. Our services are free!