Part A Original Medicare Costs
What will I pay monthly for Medicare Part A in San Diego?
If you worked less than 30 quarters, you’ll likely pay $458 monthly in 2020. If you worked more than 30 but fewer than 40 quarters, your premium is $252 monthly in 2020.
Most people here in San Diego will not have to pay anything for their Part A medicare plan because we have all been paying our taxes over the years. If you have worked ten (10) years or forty (40) quarters and have paid your taxes for each of these then you are fully qualified to receive your Part A “premium free” or without additional costs. If you have not earned your ten years of working in the United States, you typically will pay a monthly premium to be a part of Part A Medicare. The amount depends on how many quarters you have worked.
Part B Original Medicare Costs
What will I pay monthly for Medicare Part B in San Diego?
The standard monthly premium for Medicare Part B will be $144.60 for 2020, up $9.10 from $135.50 in 2019. This is because you have contributed your taxes for ten (10) years or forty (40) quarters and you will likely qualify for the least expensive Part B monthly premium cost bracket.
There are typically 2 reasons you would have to pay more for your Part B in San Diego. Similar to Part A, if you haven’t earned ten (10) years or forty (40) quarters of working in the United States, you will likely pay more for your Part B. The second reason you may pay more for Part B is because you are still a high earner.
Part B Costs Extra Without Ten Years of Work Credit
If you have not earned your ten years of work history credit in the United States, you are still eligible to enroll in Original Medicare. However, you will pay extra. The extra amount you pay is reduced based on how many credits you have earned.
Spouses and domestic partners who didn’t earn ten years of credit – Don’t stress if you were a stay at home mother or father. Because you were married to someone who was earning money and paying taxes means you also earned your work credits. If your spouse earns credits while you are raising a family, you will earn those credits by filing jointly.