Do you ever receive a medical bill that leaves you scratching your head, wondering how it could possibly be so high? You’re not alone. Many of my clients often find themselves in this predicament, unsure of how to navigate the complexities of medical billing. But fear not, there’s a solution – getting your broker involved.
When faced with an expensive bill that doesn’t make sense, reaching out to your broker can be a game-changer. As someone who’s been in the industry for years, I’ve helped countless clients decipher their medical bills and, more importantly, get their insurance to cover the costs.
One common issue I encounter is bills being sent to the wrong insurance carrier. It’s a simple oversight that can result in unnecessary expenses for you. By involving your broker, we can ensure that the bill is directed to the correct carrier, saving you both time and money.
But the challenges don’t stop there. Sometimes, insurance carriers require additional information before they’ll agree to cover certain expenses. This is where having a knowledgeable advocate on your side can make all the difference. I’ve worked closely with insurance companies to provide the necessary documentation and ensure my clients receive the coverage they’re entitled to.
And if all else fails, there’s still hope. I’ve helped many clients seek financial assistance from hospitals as a last resort. It’s not always an easy process, but it’s certainly worth the fight when the potential savings are significant.
In his insightful book, “Never Pay the First Bill – and Other Ways to Fight the Healthcare System and Win,” Marshall Allen sheds light on the intricacies of medical billing. He delves into the reasons why your medical bill may be incorrect the first time you lay eyes on it, empowering readers to challenge these inaccuracies.
But Allen’s book goes beyond just decoding medical bills. It’s a call to action for patients to take control of their healthcare journey. He emphasizes the importance of advocating for yourself, ensuring that your treatment plans align with your expectations and needs.
Indeed, the best advocate for your health is not your doctor or your insurance carrier – it’s you. By arming yourself with knowledge and enlisting the help of experts like your broker, you can navigate the often-confusing world of medical billing with confidence. So, the next time you receive a bill that doesn’t add up, remember – it’s worth the fight to ensure you’re not paying a penny more than you should.
Keaton Marks is the owner and CEO at HealthyMarks including the medicare team. Keaton was born and raised in Encinitas. He often rode his bike through town and to the local beaches like Moonlight. Keaton knows it is important to have a local resource, someone who understands the area, the hospitals and networks of doctors. Keaton is proud to be a local Medicare broker who is able to assist the people in his town when selecting medicare plans.
Keaton believes one thing above all else: “Medicare is confusing… but it doesn’t have to be! That is where HealthyMarks Medicare comes in” Please contact me with any questions.