Anthem Blue Cross Medicare Plans

Anthem Blue Cross is a fantastic insurance carrier with lots of experience serving the San Diego community. Anthem Blue Cross offers multiple Supplement Insurance options including a Plan F and Plan F Innovative plan that is only available through their carrier. Anthem also offers Advantage Plans under their MediBlue plans with a large network of San Diego doctors.

w

Health Insurance is tough! But it doesn't have to be. Contact our local team for help.

Let’s Talk About Your Medicare Plans

Call (760) 484-0979 or fill out form to contact our licensed insurance agents.

Keaton Marks – Lead Broker – #0L47187

  • This field is for validation purposes and should be left unchanged.

By submitting the information above, you are agreeing to be contacted by a Licensed Sales Agent by email or phone call to discuss information about Medicare Insurance Plans. This is a solicitation for insurance.

Why Choose Anthem Blue Cross for Medicare in San Diego

Read 3 top reasons to choose Anthem Blue Cross for Medicare. Contact us and we will help you decide if this is the right plan for you. Don’t do it alone, we can help!

1. Plan F and Plan F Innovative

Only with Anthem can you sign up for the retired Supplement Insurance – Plan F. This plan was retired at the end of 2019 and it isn’t available to people now turning 65 or people turning 65 in the future. However, for those who qualify for Plan F, and for those who turned 65 before 2020, Anthem is the only carrier still offering it.

Plan F is a great option for those of you who turned 65 before 2020 and have not yet enrolled in a Supplement plan. For those of you who have continued your insurance under your employer, Anthem may be the best Medicare carrier for you.

 

2. Robust Additional Benefits with “Anthem Extra”

When signing up for your Anthem Supplement Insurance, you’ll have the ability to add additional benefits to your plan for only a small additional fee. You’ll have tons of plans to choose from so you’ll be able to pair all your plans in one place.

Supplement plans have the same plan design no matter which carrier you select. This means the additional benefits become a major factor in selecting your insurance carrier. 

 

3. Multiple Supplement and Advantage Options

Anthem Blue Cross is a quality insurance carrier with a reputation for providing quality care for its insured. You will have multiple plans to choose from and you’ll have a carrier known for covering your medical needs at the right price.

Advantage plans offer access to only a specific network of doctors. It is important to study the plan benefits and the plan pricing. It is just as important to verify you will be able to visit the doctors that matter most to you.

 

“I recently turned 65 and was in need of help evaluating Medicare. Before our enrollment meeting, I had saved and never looked at this stack of papers I received in the mail from multiple insurance companies. It was overwhelming and not helpful. Keaton and Alexa visited me at my home and changed the situation completely. I was able to quickly wrap my head around my Medicare options and make a selection. Thanks for your help!”

Ron B. - Medicare Client

Ron Barry - Medicare Client

Medicare Plans from Anthem Blue Cross

Click the tab to read more about each of these plan variations.

Supplement Insurance Plan F and Innovative F

New to Medicare? Turned 65 a few years ago? — Enroll in Plan F or Innovative F and SAVE $240! Only with Anthem Blue Cross can you enroll in Plan F which was discontinued in 2019. If you turned 65 before 2020 and you’ve been enrolled in a qualifying group insurance policy, Anthem is the best option for you to enroll in a Plan F or Innovative F.

Even better, receive $20 off your monthly premium for the first 12 months of your policy if you enroll in Plan F.

Plan F is the best Supplement Insurance option because your Part B deductible is reduced to $0. You’ll receive care without paying a deductible for medically-necessary services like doctors’ services and tests, outpatient care, home health services.

Supplement Insurance Plans G and N

Although Anthem Blue Cross does not offer all of the Supplement Insurance plans available it does offer the most popular ones. Since Plan F is no longer available, Plan G has become the most popular choice for those turning 65 in 2021. Plan N is also popular because it too offers great coverage with a low deductible at foreign travel protection.

The major difference between Plan G and Plan N is that Plan G covers Part B “Excess Charges”. A doctor who doesn’t accept assignment may charge you up to 15 percent more than the Medicare-approved amount.

With Plan N, Medicare pays 80 percent, then you receive a bill for the remaining 20 percent. With Plan G, Medicare covers 100% of those costs.

Advantage Plans

Anthem Blue Cross offers a handful of HMO Advantage plans that are well priced for their robust benefits. As with all Advantage Plans, your medical and prescription drug coverage will be bundled into a single plan and a single premium. You’ll have additional benefits like dental and vision insurance bundled on top of your traditional coverage.

These plans provide access to over 60 major medical facilities in San Diego including some Scripps facilities, Palomar Medical Center, and Scripps Memorial, and Scripps Green.

These plans have a limited number of doctors accepting them, so you’ll want to ask HealthyMarks to make sure your primary care physician and the important specialists you visit will accept your plan

Additional Benefits for Anthem Medicare Enrollees

Additional benefits are available to those who enroll in Medicare. These include worldwide coverage, SilverSneakers, and more! Not all plans have these benefits, but HealthyMarks can help you evaluate your options and enroll in the best ones.

Emergency Response

More Info +

Arrange and pay for medical transport to the nearest appropriate treatment center or back home when medically needed. Get health-related travel information and help replacing lost prescription medicine, eyeglasses or contact lenses.

Dental Benefits

More Info +

With Anthem Extras you get access to over 32,000 dentists without the need for any referral. With the “International Emergency Dental Program” you can be confident you’ll have any emergency dental work taken care of with a qualified dentist.

Vision Benefits

More Info +

Anthem’s vision benefits include more than 38,000 doctors at over 27,000 locations. You can also use your benefits at 1-800 CONTACTS® and other major retailers like Target Optical® and LensCrafters®

Hearing Aids Benefits

More Info +

Through the “Hearing Care Solutions”network of providers, coverage is provided for an annual hearing exam and if needed you will be offered hearing aids. Your hearing aid benefits offer up to $750 per year toward hearing devices.

Telehealth Services

More Info +

Anthem Blue Cross offers 24/7 access to medical help. You can visit a doctor on the phone or through a virtual visit on your phone or computer. Be confident you can always get the services you need when you need them.

Nationwide Providers

More Info +

With a Supplement Insurance plan from Anthem, you can visit doctors anywhere in the United States at in-network costs. If you live in two different places throughout the year, this benefit will ensure you can visit all of your doctors.

Travel Assistance

More Info +

No matter where life takes you, help is just a phone call away when you need it. With travel assistance, you can get help 24 hours a day, 7 days a week. If you have an emergency medical situation when you’re traveling outside the U.S., just call our assistance line.

Bundle Benefits

More Info +

Anthem Blue Cross offers not only medical insurance, but also multiple products that can help a family. Bundle of your Anthem benefits in one place for one simple payment to cover your additional needs.

Insurance carriers pay brokers like us to help you enroll in your Medicare plans.

So you can enroll with a professional free of charge!

Prescription Drug Coverage for Anthem Blue Cross

Anthem’s Advantage plans offer bundled prescription drugs services and you can also pair a Part D plan with an Anthem Supplement Insurance Plan. However, you can also pair your Anthem Supplement Insurance with a Part D plan from a separate carrier.

Contact us to discuss which Part D plan will be best for you based on the prescriptions you currently take. Our team will review all your options for coverage to ensure you are receiving your prescriptions at the best price possible.

SilverSneakers – Group Exercises

Group exercises designed for all abilities. Thousands of partners and locations and you can visit as many as you wish.

Online workouts and online fitness and nutrition tips. The SilverSneakers GO app with workouts and direction to help you stay fit.

Even if you have never had a gym membership, SilverSneakers is a helpful program to get you in the right place. Social activity with other members to help your well-being.

No additional cost for Anthem Medicare Supplement plans. Just a great added benefit.

“We are proud to be a local Medicare business who is able to assist the people in our town when selecting Medicare plans. Ask us anything!”

Keaton & Alexa Marks

FAQS – Anthem Blue Cross Medicare Plans

  • General Plan Info
  • Medicare Enrollment
  • Medicare Eligibility
Expand All | Collapse All
  • 1. Can I get dental, vision, and hearing insurance coverage through Medicare?
     

    Yes, when you enroll in Medicare, you will have the opportunity to pair additional benefits like dental insurance, vision insurance, and hearing aids.

    Many Advantage plans offer these additional benefits at no additional cost while Supplement plans often require you to pay extra for these additional benefits.

    More
  • 2. Do I get access to SilverSneakers when I enroll in Medicare?
     

    In San Diego, Anthem, Aetna, Blue Shield, and SCAN all offer Silver Sneakers as a free benefit for their Medicare members.

    Some carriers offer a different fitness package. Take a look here for a detailed breakdown of each carrier's fitness offering.

    UnitedHealthcare® has their own gym and wellness package called “Renew Active.”

    Kaiser has a similar program called “Active&Fit” built for Kaiser’s Medicare members.

     

    More
  • 3. Should I pair my Original Medicare with a Supplement Plan or Advantage Plan?
     

    Yes. You should absolutely pair your Original Medicare Plan with additional coverage. You will have more complete coverage if you pair it with a Supplement or Advantage Plan. 

    More
  • 4. What is the IRMAA Extra Premium Charge for Higher Earners?
     

    IRMAA stands for income-related monthly adjustment amount and is an additional amount that some people might have to pay along with their Medicare premium.

    The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is an amount you may pay in addition to your Part B or Part D premium if your income is above a certain level. If you are a higher earner, you will likely pay more for your Medicare plans.

    Click here to learn more about IRMAA and how to avoid it.

    More
  • 5. Do I get a free gym membership when I enroll in Medicare?
     

    Many carriers offer a fitness package to their Medicare members. Take a look here for a detailed breakdown of each carrier's fitness offering.

    In San Diego, Anthem, Aetna, Blue Shield, and SCAN all offer Silver Sneakers as a free benefit for their Medicare members.

    UnitedHealthcare® has their own gym and wellness package called “Renew Active.”

    Kaiser has a similar program called “Active&Fit” built for Kaiser’s Medicare members.

     

    More
  • 1. How do I get my Medicare Number?
     

    After you enroll in Original Medicare, you'll receive your Medicare number in the mail. This can take up to 3 weeks for the Social Security Office to process your application and send you your Medicare number.

    You can also login to your social security account and view your Medicare number there.

    Enroll in Original Medicare here: https://www.ssa.gov/benefits/medicare/

    More
  • 2. Should I enroll in Medicare by myself or with the help of a broker?
     

    I encourage you to enroll with the help of a Medicare broker like HealthyMarks Medicare. Although you can do it alone, there are no drawbacks to working with a broker. Our expertise and experience will prove valuable to you during the enrollment process and during your ongoing coverage. The services offered by our team are free to you because insurance companies have agreed to pay commissions to brokers to help people like you enroll.

    More
  • 3. What’s the difference between Medicare and Medicaid?
     

    Medicare is a federal government-sponsored healthcare program for those 65 and over, and for younger people who are disabled.

    Medicaid, or Medi-Cal in California, is a healthcare program for low-income individuals who could not otherwise afford health insurance.

    More
  • 4. Should I stick with my Large Group Employer health insurance policy or switch to Medicare?
     

    Large Group Employers have access to health insurance plans that the rest of us do not. Many of the large group plans have what is called “Composite Rating.” Or in other words, these plans do not get more expensive when you get older. You will pay the same as a younger employee.

    Because of this, some of these large group employer plans are competitive with the Medicare plans in San Diego.

    You should evaluate both and select the better insurance plan.

    To learn more about comparing Medicare plans vs company plans, click here.

    More
  • 5. Should I still switch to Medicare even if my family is covered by my insurance plan?
     

    Having a spouse as a dependent on your group insurance plan may impact whether or not you switch to Medicare. When you enroll in Medicare, your spouse can then enroll in his/her own individual market health insurance plan because losing insurance is a “qualifying event” to switch to a new plan. However, maybe your spouse doesn’t want to make that switch or your employer is contributing towards both you and your dependent’s insurance premiums. In this scenario, consider speaking with a HealthyMarks professional for a Plan Evaluation.

    You should evaluate both options and select the better option for you and your family.

    To learn more about the evaluation of group insurance vs Medicare, click here.

    More
  • 6. Should I stick with my group health insurance policy or should I switch to Medicare?
     

    In short, you should evaluate both options and select the better insurance plan.

    There are times when an employer's group policy is better priced with better benefits compared to the options through Medicare. There are also many times when the Medicare options will be better priced and offer better benefits.

    To learn more about these group insurance vs Medicare scenarios, click here.

    More
  • 7. Should I stick with my current Individual Health Insurance policy or switch to Medicare?
     

    Typically, Medicare pricing is much better than what is available to employees through their work or what is available on the individual market. Medicare plans are generally much less expensive because the government is helping pay the monthly premium. Furthermore, these Medicare plans are very well received by the members who enroll in them. Members often experience less out of pocket expenses when on Medicare.

    You should evaluate both and select the better insurance plan.

    More
  • 8. Should I switch to Medicare or Should I stay with the insurance I currently have in San Diego?
     

    Typically, Medicare pricing is much better than what is available to employees through their work or what is available on the individual market. Medicare plans are generally much less expensive because the government is helping pay the monthly premium. Furthermore, these Medicare plans are very well received by the members who enroll in them. Members often experience less out of pocket expenses when on Medicare.

    You should evaluate both and select the better insurance plan.

    More
  • 1. If I am Medi-Cal eligible, are there certain Medicare plans that I should look at?
     

    Yes, there are special plans for people who are both Medicare and Medi-Cal eligible. These individuals are considered "dual eligible". You can check your eligibility status here.

    For example, SCAN offers plans for those with Medicare and Full Medi-Cal Eligibility.

    More
  • 2. When am I eligible for Medicare?
     

    You are eligible for Original Medicare Parts A + B if you are at least 65 years old.

    … or if you are under 65 and specially qualify because of a disability.
    … and you are a U.S. Citizen or legal resident.
    … and you have been living in the United States for at least 5 years straight.

    Learn more about your eligibility for Medicare here.

    More
  • 3. Am I able to enroll in Medicare at any point of the year?
     

    No, there are certain times when you are eligible to enroll in Medicare

    Your Initial Enrollment Period or IEP is 7 months long. This period includes your birthday month, the 3 months prior to your birthday month, and the 3 months after. During this time you can enroll in any Medicare product.

    Open Enrollment is your other option to enroll or switch plans. The Open Enrollment Period last from October 15 to December 7 each year. You can join, switch, or drop a plan. Your coverage will begin on January 1.

    The Medicare Advantage Open Enrollment Period is from January 1 to March 31 each year. if you’re enrolled in a Medicare Advantage Plan, you can switch to a different Medicare Advantage Plan or switch to Original Medicare (and join a separate Medicare drug plan) once during this time. Note: You can only switch plans once during this period.

    More

Some of Anthem Blue Cross Medicare Facility Locations in San Diego

Tri-City Medical Center

Palomar Medical Center Escondido

Scripps Memorial Hospital La Jolla

Scripps Green Hospital

10666 N Torrey Pines Rd, La Jolla, CA 92037
858-554-9100
https://www.scripps.org/locations/hospitals/scripps-green-hospital

Insurance carriers pay brokers like us to help you enroll in your Medicare plans.

So you can enroll with a professional free of charge!