Having a spouse as a dependent on your group insurance plan may impact whether or not you switch to Medicare. When you enroll in Medicare, your spouse can then enroll in his/her own individual market health insurance plan because losing insurance is a “qualifying event” to switch to a new plan. However, maybe your spouse doesn’t want to make that switch or your employer is contributing towards both you and your dependent’s insurance premiums. In this scenario, consider speaking with a HealthyMarks professional for a Plan Evaluation.
You should evaluate both options and select the better option for you and your family.
To learn more about the evaluation of group insurance vs Medicare, click here.
I believes one thing above all else: “Medicare is confusing… but it doesn’t have to be! That is where HealthyMarks Medicare comes in” Please contact me with any questions.