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At what point do I need to focus on my Health Insurance Strategy?
At what point should you reconsider your health insurance options and enroll in a more robust plan? The perfect time to reevaluate your health insurance strategy is when you’re expecting or you’re expecting to be expecting. Having a baby is a very expensive ordeal.
Rebecca’s HealthyMarks Medicare Story
“Shopping for Medicare was so confusing and so difficult. I am very grateful to Keaton and Alexa Marks. They were able to come to my home and help me find the plan that was best for me. Their services were absolutely free. They were able to take me through the whole process and if I ever have any questions I just have to pick up the phone and call them.” – Rebecca
Individual Plans in California are renewing with a 1% increase in 2020
California has implemented the individual mandate for 2020 meaning all Californians need to have health insurance for pay a fine. We are expecting an increase of healthy people signing up in 2020 to avoid the penalty. Furthermore, all those penalties are going to go towards CoveredCA’s costs.
California is reinstating the health insurance mandate
California, not the Federal Government, is implementing this new mandate. It is important for everyone to understand the new California mandate. You may be familiar with this mandate because it was originally built into the ACA when it initially passed. However, our current administration removed the mandate because it was so disliked.
Kaiser’s data regarding their Tele-Health
Visits in medicine, pediatrics, dermatology, after-hours care, and psychiatry accounted for 77% of all video visits; 2796 primary care providers conducted a video visit (median, 17 visits per primary care provider). More than 90% of patients with a video visit had accessed in-person health care in the previous year.
Kaiser Permanente chief says members are flocking to virtual visits
IT accounts for about 25% of the health system’s $3.8 billion annual capital spend. That’s about 6% of the $71 billion in revenue that Oakland, Calif.-based Kaiser Permanente generates annually, making it the nation’s largest integrated health system. Members like the convenience of being able to get minor ailments looked at or get test results outside the doctor’s office, Tyson said.
Why Rising Health Insurance Costs and HMO Plans Have Impacted the Industry
Recently, HMO plans and HMO carriers have made a huge impact on the industry offering quality health insurance at a much better price. Some of the major factors in why HMO plans have been on the rise in recent years
2019 HSA Changes
First, we are allowed to contribute more money to our savings account. Because this is a tax-free savings, we can assume every $1.00 we put in is equal to $1.25. Second, the maximum annual out-of-pocket expenses has also increased. This means that if we have an unhealthy year while enrolled in an HSA plan, the absolute maximum amount you’ll have to pay out of your own pocket has increased by a few hundred dollars.
Insurance carriers pay brokers like us to help you enroll in your Medicare plans.
So you can enroll with a professional free of charge!