HealthyMarks Broker Office asked for a Quote in Local Journal
For the second time in a month, HealthyMarks has been tagged in a popular journal. The costs of medical insurance and general medical care has skyrocketed in the last 10 years and everyone is attempting to find the most cost efficient ways to protect their family members and their bank accounts. HealthyMarks is always here to help you brainstorm new ideas so you can always feel safe.
HealthyMarks quoted to show why you should never be without health insurance
A Nation of Moms is a popular source of information and recently took the time to reach out to us for information regarding how to best prevent major medical expenses.
Linda and David L. – Santa Cruz Couple Selects HealthyMarks Medicare
“Alexa has been a joy to work with. We have been paying thousands of dollars in monthly premiums and Alexa came in and helped us save money. She was very detailed in her work so that our prescriptions were covered under Blue Shield which in return saved us a ton of money annually. My husband and I are very appreciate of the HealthyMarks team.”
What are the Major Differences Between HMO and PPO Plans?
If you wish to get the most out of your PPO, it is important to verify you are visiting doctors within your network. It is a good practice to call your potential doctor’s office and ask specifically “Will I be in network with your office?”
The Sand Van Adventures – A Medicare Broker Team on the Road
HealthyMarks was in good hands with my team here in San Diego and I was able to keep up with work they sent me from the office. I feel incredibly lucky to have the opportunity to see the world in this way. I will see you on the next trip!
Jeff thanks HealthyMarks Medicare for helping him enroll
“Alexa and Keaton are an awesome duo to work with. They came to my house and went over the Medicare plans for me. They are quick to answer any questions I have throughout the year and are overly sweet. I am very thankful that I am in good hands with the HealthyMarks team.”
Why Choose a Local Brokerage vs. A Large Medicare Enrollment Team
Our team is happy to help, even after the enrollment. When you are happy and enrolled with your new plan, HealthyMarks is still there to help you. Our relationship doesn’t stop simply because you have your plan; we want to be a resource for you forever.
Productive Phone Calls With Your Insurance Carrier Support Team
Health insurance carriers are not known for having excellent customer service. However when you pick up the phone and get a live person on the other line, there is a good chance you can get something done. Here are a couple tips to help you find success during those tough conversations with insurance carrier’s support teams.
Health Insurance Carriers Extend Premium Forgiveness to 60 days due to Coronavirus
The Coronavirus has brought tough times upon businesses here in the United States. Many businesses are already struggling to pay their employees and their employees’ health insurance benefits. The State of California is attempting to alleviate some of those pains by extending the mandatory forgiveness period to 60 days.
A new opportunity to enroll in CoveredCA due to Coronavirus
CoveredCA has agreed to allow those who are not currently enrolled in an individual plan to enroll in one effective April 1st or May 1st. If you are worried about costs for your care due to a serious emergency like Coronavirus, I suggest you take this opportunity to evaluate whether you want to enroll now.
Both Patty and Her Husband Evaluate Plans with HealthyMarks Medicare
“Alexa and Keaton came to our home to help my husband sign up for Medicare. They are very detailed and helpful with all the different plans out there you can choose from. I trusted their opinion and asked them to evaluate my current Part D prescription drug plan. We ended up changing it during Open Enrollment saving me money. We are very appreciative of HealthyMarks Medicare.”
The “Donut Hole” and Your Medicare Drug Deductible
How your prescription drugs are covered is one of the more confusing pieces of a Medicare plan. Your drugs will cost differently depending on how much money you’ve already contributed towards your prescription drug costs.
Recouping your financial losses – When medical expenses become too much
The IRS allows all taxpayers to deduct medical care expenses for the year that exceeds 10% of their adjusted gross income. Here’s a quick example. Let’s say you made $50,000 last year. You also had a surgery that cost you $8,000. 10% of $50,000 is $5,000. Therefore, the $3,000 that exceeds your 10% is tax deductible.
Many Californians still do not know about the 2020 Health Insurance Mandate
California has created a state mandate for health insurance effective 2020. California implemented these penalties as a way to encourage more people to enroll in insurance, and also as well as fund the insurance subsidies provided to low and middle income families.
Plan F is No Longer Medicare’s Best Supplement Insurance Plan
Plan F is no longer available to newcomers to Medicare. Medicare still offers incredibly well priced and well designed plans. The best plan available after January 1, 2020 will be Plan G. Plan G is a little less expensive, but it does have a $183 Part B deductible.
Switching Medicare Plans During Open Enrollment Requires Medical Evaluations
Yes, Medicare does have open enrollment every year. However, you are subject to a medical evaluation if you want to switch to Supplement Insurance. If you are diagnosed with cancer, you will not be able to enroll in these popular Supplement Insurance Plans.
Building a Wellness Program at your business
Think about healthy additions. Not unhealthy subtractions.
– Add a new healthy meal to your diet.
– Add a new healthy exercise habit to your work day.
Why Should You Shop Your Broker?
I suggest you shop your broker often. Brokers approach situations differently. It is absolutely worth your time to hear a few ideas before making a final decision.
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